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Somewhere between a driving loafer and a traditional penny loafer, the Howland sits near the new peak of penny loafer design

Basically, a penny loafer varies hugely depending on other factors, but a tassel is a bit more specific Thats good to know

Outfit Formulas for Black Jeans and Brown Shoes Here are three reliable combinations you can put together in minutes: Weekend classic: Black jeans + white T-shirt + brown leather jacket + tan Chelsea boots Date night: Black jeans + navy or black button-down + cognac loafers + brown belt Smart casual Friday: Black jeans + grey crewneck sweater + brown wingtip brogues + brown belt and watch strap Black Pants with Brown Boots Brown boots add a rugged sophistication to black pants that lace-up shoes cannot replicate

You can mix and match shades of denim for an exciting contrast or stick to one shade for a sleek look