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Financial Technology Adoption in Greater Jakarta James A. Noel Contemporary Spanish authors are rethinkingThis article reports the findings of an online survey conducted in November December 2021 on Indonesians' experience and perception of fintech tools, focusing on fintech adoption in the Greater Jakarta region, which besides Jakarta, includes Bogor, Depok, Tangerang and Bekasi. One key finding is that, in the Greater Jakarta region, socio economic status as measured by income is not a key determinant of fintech adoption. This is likely due to the more